Anvest Property / How to read a card
How to read a card
Every card is one shop investment on the market, read from the buyer's side. It answers three questions, in this order: where is it, what is it worth to a buyer, and what would change that.
The micro location
Shown on every card next to the town class. It counts the shops and food outlets within 100 m of the address and compares that with the busiest spot in the same town. Shops draw people to shops, so the count stands in for footfall, which is what the market's own A1 to C grades measure.
| Grade | Where | Against the busiest spot |
|---|---|---|
| A1 | Main street, prime | 75% or more |
| A2 | Main street | 60 to 75% |
| B1 | Side street | 25 to 60% |
| B2 | Edge of the centre | under 25%, within 250 m |
| C | Neighbourhood | under 25%, further out |
Each step down the grade, Anvest asks half a point more return.
The town
| Class | Which towns |
|---|---|
| Top retail city | Amsterdam, Rotterdam, The Hague, Utrecht and Eindhoven |
| Top 20 city | the other 15 main shopping cities for investors |
| Town over 30,000 | every other town with more than 30,000 people |
| Smaller town | the rest |
Each step down the town ladder also adds half a point. Shrinking regions add another half point.
Works at
The price at which the property earns the return its location needs over ten years, after the buyer's costs. It is a buyer's price, not a valuation.
The tier
| Tier | Look | Works at, against asking | What it means |
|---|---|---|---|
| ● Common | Bronze | under 85% | Pass at asking. |
| ◆ Uncommon | Silver | 85% or more | Bid low. |
| ★ Rare | Gold | 95% or more | Fair at asking. |
| ★★ Holo Rare | Holographic foil | 95% or more, plus a hidden option that counts | Fair, with upside. |
| ★★★ Secret Rare | Fire (it moves) | 105% or more | Move fast. |
Markers
Every figure on a card page carries one.
The flip
The one number that would change the tier, and where it sits today.
The playground
Sliders for the bid, the rent at the next letting, empty months, works, growth, the loan and the hold. They re-run Anvest's model in your browser. Leave your email once and they open on every card.
The brochure, checked
The seller's claims against public data. Claims that fail are struck through.